Job Description
Job Description: This is a Banking position - Banking experience required
A growing financial institution is seeking a strategic and highly connected Chief Lending Officer to lead its lending division and drive overall portfolio growth. This executive will be responsible for overseeing all lending functions, shaping credit strategy, and expanding the bank's presence within the local business community. The ideal candidate is both a strong credit leader and an active business developer, bringing established relationships, strong market visibility, and a proven ability to lead high-performing teams. This role offers the opportunity to partner closely with executive leadership while maintaining a hands-on approach to lending and community engagement.
Essential Duties & Responsibilities
Lead and oversee all lending functions, including commercial, consumer, and real estate lending
Manage and develop a team of lenders, driving production, accountability, and portfolio growth
Establish and execute short- and long-term lending strategies aligned with business objectives
Oversee loan portfolio performance, ensuring profitability, asset quality, and risk management
Maintain individual lending authority and approve loans within assigned limits
Develop and enforce lending policies, procedures, and credit standards
Drive business development through active community involvement and relationship building
Build and maintain relationships with business leaders, chambers, and referral sources
Ensure compliance with all regulatory requirements, including consumer compliance and CRA
Monitor market trends to identify growth opportunities and adjust lending strategies accordingly
Collaborate with executive leadership on financial performance, planning, and strategic initiatives
Represent the institution in the community through networking and industry involvement
Qualifications & Requirements
Extensive banking experience with a strong background in commercial lending leadership
Proven track record of managing and growing a loan portfolio and leading a team of lenders (5+ direct reports preferred)
Strong credit acumen with experience in underwriting, structuring, and approving loans
Established relationships within the local business community and active involvement in networking organizations
Demonstrated success in business development and client relationship management
Bilingual in English and Spanish required; Portuguese is a strong plus
Solid understanding of banking regulations, including CRA and consumer compliance
Experience working with regulators and bank examiners
Strong leadership, communication, and interpersonal skills
Ability to balance strategic oversight with hands-on execution in a growth-oriented environment
Bachelor's degree in Finance, Business, or related field preferred