Job Description
The Deputy Director serves as the chief operating, supervisory, and financial risk-management official for the Insurance, Compliance and Reporting Division. The position is responsible for directing the daily operations of the Division; supervising, developing, and evaluating all Division staff assigned to self-insurance, employer compliance, insurance reporting, and related regulatory programs; and ensuring that the Division's work is completed accurately, consistently, and within established legal, regulatory, and operational deadlines. A principal responsibility of the position is the administration and financial oversight of Maryland's workers' compensation self-insurance program. Employers authorized to self-insure assume direct responsibility for potentially significant and long-term workers' compensation liabilities. A deterioration in the financial condition of a self-insured employer, an inadequately funded claims program, insufficient collateral, or a failure of an employer, surety, financial institution, excess insurance carrier, or third-party administrator may expose injured workers and the State's workers' compensation system to substantial financial and operational risk. The Deputy Director directs the comprehensive financial, actuarial, claims, insurance, legal-document, and compliance review of active, financially distressed, terminated, and prospective self-insured employers. The position evaluates corporate financial condition, liquidity, leverage, profitability, cash flow, debt obligations, creditworthiness, claims reserves, loss development, actuarial projections, excess insurance coverage, security instruments, parental guarantees, organizational changes, and industry-specific economic conditions. Based on these evaluations, the Deputy Director develops recommendations concerning approval or continuation of self-insurance authority, security requirements, retention levels, additional financial reporting, corrective actions, and other conditions necessary to protect injured workers and the Commission. The Deputy Director also manages the operational execution of the Commission's Employer Compliance Program. This responsibility includes overseeing the identification and investigation of employers that may be operating without required workers' compensation coverage; coordinating compliance efforts with other governmental agencies; directing notices, referrals, hearing preparation, and follow-up activity; and ensuring that employers obtain and maintain legally required coverage. The position exercises substantial independent judgment and delegated authority in resolving complex operational, financial, regulatory, and personnel matters. The Deputy Director develops completed staff work and recommendations for review by the Division Director and presentation to the Commissioners. The position acts for the Director in the Director's absence on operational matters and represents the Division in meetings with employers, corporate officers, attorneys, actuaries, insurance professionals, financial institutions, governmental officials, contractors, and other stakeholders. The Deputy Director reports to the Director of the Insurance, Compliance and Reporting Division. The Director establishes Division policy, strategic direction, risk-governance standards, and final recommendations to the Commission. Within that framework, the Deputy Director has primary responsibility for workforce management, program execution, technical review, quality control, and the timely completion of the Division's regulatory workload.